Lender in California · HMDA 2025
Planet Home Lending, LLC mortgages in California
Planet Home Lending, LLC's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Planet Home Lending, LLC originated 795 owner-occupied single-family loans in California from 980 completed applications.
Its median conventional purchase loan costs were $7,400 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.75% (California: 6.625%).
Loans in CA
795
of 980 applications
Denial rate
16.0%
Purchase · CA 8.9%
Rate spread
+0.22 pts
Conv. · CA +0.09 pts
Loan amount
$485,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 307 | 252 | 16.0% | 6.750% | +0.22 pts | $7,400 | $485,000 |
| Refinance | 589 | 491 | 14.1% | 6.375% | −0.08 pts | $4,480 | $525,000 |
| Cash-out refinance | 84 | 52 | 35.7% | 6.500% | +0.13 pts | $4,830 | $355,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where Planet Home Lending, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lassen County | 10 | 6 | 2.5% |
| Sutter County | 21 | 6 | 0.8% |
| San Bernardino County | 24 | 167 | 0.8% |
- Planet Home Lending, LLC nationwide
- California mortgage market
- Planet Home Lending, LLC in Texas
- Planet Home Lending, LLC in Florida
- Planet Home Lending, LLC in Georgia
- Planet Home Lending, LLC in Pennsylvania
- Planet Home Lending, LLC in Louisiana
- Planet Home Lending, LLC in Virginia
- Planet Home Lending, LLC in Ohio
- Planet Home Lending, LLC in Alabama
- Planet Home Lending, LLC in Missouri
- Planet Home Lending, LLC in Colorado
- Planet Home Lending, LLC in North Carolina
- Planet Home Lending, LLC in Wisconsin
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology