Lender in North Carolina · HMDA 2025
Planet Home Lending, LLC mortgages in North Carolina
Planet Home Lending, LLC's 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
Planet Home Lending, LLC originated 306 owner-occupied single-family loans in North Carolina from 374 completed applications.
Loans in NC
306
of 374 applications
Denial rate
11.7%
Purchase · NC 7.6%
Rate spread
—
Conv. · NC +0.04 pts
Loan amount
$295,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 60 | 51 | 11.7% | — | — | — | $295,000 |
| Refinance | 273 | 225 | 15.4% | — | — | — | $295,000 |
| Cash-out refinance | 41 | 30 | 26.8% | — | — | — | $255,000 |
*Conventional loans only; medians with at least 20 loans.
North Carolina counties where Planet Home Lending, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Bertie County | 15 | 1 | 1.3% |
| Mitchell County | 18 | 1 | 0.7% |
| Scotland County | 19 | 3 | 1.1% |
| Hertford County | 20 | 1 | 1.1% |
| Hoke County | 23 | 13 | 0.8% |
- Planet Home Lending, LLC nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology