Lender in Minnesota · HMDA 2025
Plaza Home Mortgage, Inc. mortgages in Minnesota
Plaza Home Mortgage, Inc.'s 2025 home-purchase and refinance lending in Minnesota, compared with all lenders in the state.
Plaza Home Mortgage, Inc. originated 648 owner-occupied single-family loans in Minnesota from 788 completed applications.
Its median conventional purchase loan costs were $5,270 versus $5,100 for all Minnesota lenders, at a median 30-year fixed rate of 6.50% (Minnesota: 6.625%).
Loans in MN
648
of 788 applications
Denial rate
15.7%
Purchase · MN 5.2%
Rate spread
+0.09 pts
Conv. · MN +0.15 pts
Loan amount
$275,000
Purchase · MN $305,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 599 | 491 | 15.7% | 6.500% | +0.09 pts | $5,270 | $275,000 |
| Refinance | 110 | 94 | 13.6% | 6.250% | −0.08 pts | $5,650 | $335,000 |
| Cash-out refinance | 79 | 63 | 19.0% | 6.625% | +0.04 pts | $5,640 | $245,000 |
*Conventional loans only; medians with at least 20 loans.
Minnesota counties where Plaza Home Mortgage, Inc. ranks in the top 25
Showing the 30 counties where it ranks highest, of 37.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Cass County | 3 | 17 | 4.9% |
| Wadena County | 3 | 10 | 7.5% |
| Stearns County | 5 | 100 | 5.1% |
| Hubbard County | 5 | 10 | 4.7% |
| Benton County | 6 | 24 | 4.3% |
| Crow Wing County | 7 | 30 | 3.5% |
| Pennington County | 7 | 3 | 2.7% |
| Meeker County | 8 | 8 | 2.8% |
| Pope County | 8 | 4 | 3.5% |
| Red Lake County | 8 | 2 | 5.1% |
| Beltrami County | 10 | 8 | 3.0% |
| Todd County | 10 | 6 | 2.3% |
| Martin County | 10 | 5 | 2.4% |
| Murray County | 10 | 3 | 3.5% |
| Waseca County | 11 | 4 | 1.9% |
| Clearwater County | 11 | 2 | 2.2% |
| Stevens County | 11 | 2 | 2.6% |
| Douglas County | 13 | 9 | 2.1% |
| Mahnomen County | 13 | 1 | 1.9% |
| Redwood County | 14 | 3 | 1.9% |
| Lyon County | 15 | 3 | 1.2% |
| Grant County | 15 | 2 | 2.9% |
| Becker County | 17 | 4 | 1.0% |
| Nicollet County | 18 | 7 | 1.5% |
| Morrison County | 18 | 6 | 1.6% |
| Pine County | 18 | 5 | 1.4% |
| Aitkin County | 18 | 3 | 1.5% |
| Blue Earth County | 19 | 8 | 1.1% |
| Kandiyohi County | 21 | 5 | 1.1% |
| Sibley County | 21 | 3 | 1.4% |
- Plaza Home Mortgage, Inc. nationwide
- Minnesota mortgage market
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology