Lender in New York · HMDA 2025
Plaza Home Mortgage, Inc. mortgages in New York
Plaza Home Mortgage, Inc.'s 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.
Plaza Home Mortgage, Inc. originated 955 owner-occupied single-family loans in New York from 1,520 completed applications.
Its median conventional purchase loan costs were $9,060 versus $5,990 for all New York lenders, at a median 30-year fixed rate of 6.75% (New York: 6.50%).
Loans in NY
955
of 1,520 applications
Denial rate
31.9%
Purchase · NY 9.5%
Rate spread
+0.35 pts
Conv. · NY +0.07 pts
Loan amount
$325,000
Purchase · NY $375,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,263 | 838 | 31.9% | 6.750% | +0.35 pts | $9,060 | $325,000 |
| Refinance | 68 | 24 | 61.8% | 6.875% | +0.25 pts | $9,870 | $445,000 |
| Cash-out refinance | 189 | 93 | 46.6% | 6.875% | +0.67 pts | $9,900 | $385,000 |
*Conventional loans only; medians with at least 20 loans.
New York counties where Plaza Home Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lewis County | 8 | 9 | 4.3% |
| Oneida County | 11 | 56 | 3.1% |
| Jefferson County | 12 | 34 | 3.0% |
| Otsego County | 12 | 10 | 2.5% |
| Herkimer County | 14 | 10 | 2.2% |
| Clinton County | 14 | 6 | 1.2% |
| Montgomery County | 15 | 7 | 1.7% |
| Chenango County | 15 | 4 | 1.3% |
| Orange County | 17 | 50 | 1.4% |
| Cattaraugus County | 17 | 5 | 1.1% |
| Madison County | 18 | 10 | 1.7% |
| Sullivan County | 18 | 9 | 1.5% |
| Essex County | 18 | 3 | 1.2% |
| Dutchess County | 19 | 34 | 1.4% |
| Westchester County | 20 | 67 | 0.9% |
| Richmond County | 20 | 40 | 1.2% |
| Chautauqua County | 20 | 6 | 0.7% |
| Wyoming County | 20 | 4 | 1.1% |
| Erie County | 21 | 71 | 0.8% |
| Niagara County | 22 | 16 | 0.8% |
| Oswego County | 23 | 16 | 1.6% |
| Queens County | 24 | 81 | 0.9% |
| St. Lawrence County | 24 | 3 | 0.6% |
| Seneca County | 24 | 2 | 0.9% |
| Ulster County | 25 | 13 | 0.9% |
| Cayuga County | 25 | 5 | 0.9% |
| Schoharie County | 25 | 2 | 0.8% |
- Plaza Home Mortgage, Inc. nationwide
- New York mortgage market
- Plaza Home Mortgage, Inc. in Texas
- Plaza Home Mortgage, Inc. in Florida
- Plaza Home Mortgage, Inc. in Pennsylvania
- Plaza Home Mortgage, Inc. in California
- Plaza Home Mortgage, Inc. in Minnesota
- Plaza Home Mortgage, Inc. in Michigan
- Plaza Home Mortgage, Inc. in Indiana
- Plaza Home Mortgage, Inc. in Illinois
- Plaza Home Mortgage, Inc. in North Carolina
- Plaza Home Mortgage, Inc. in Georgia
- Plaza Home Mortgage, Inc. in Arizona
- Plaza Home Mortgage, Inc. in Connecticut
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology