Lender in California · HMDA 2025
Point Mortgage Corporation mortgages in California
Point Mortgage Corporation's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Point Mortgage Corporation originated 295 owner-occupied single-family loans in California from 330 completed applications.
Its median conventional purchase loan costs were $7,660 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.624% (California: 6.625%).
Loans in CA
295
of 330 applications
Denial rate
0.4%
Purchase · CA 8.9%
Rate spread
+0.25 pts
Conv. · CA +0.09 pts
Loan amount
$555,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 273 | 248 | 0.4% | 6.624% | +0.25 pts | $7,660 | $555,000 |
| Refinance | 25 | 20 | 4.0% | — | — | — | $625,000 |
| Cash-out refinance | 32 | 27 | 0.0% | — | — | — | $525,000 |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology