Lender in Florida · HMDA 2025
Point Mortgage Corporation mortgages in Florida
Point Mortgage Corporation's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Point Mortgage Corporation originated 564 owner-occupied single-family loans in Florida from 640 completed applications.
Its median conventional purchase loan costs were $9,300 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.99% (Florida: 6.625%).
Loans in FL
564
of 640 applications
Denial rate
3.9%
Purchase · FL 12.8%
Rate spread
+0.95 pts
Conv. · FL +0.14 pts
Loan amount
$375,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 617 | 550 | 3.9% | 6.990% | +0.95 pts | $9,300 | $375,000 |
| Refinance | 8 | 4 | — | — | — | — | — |
| Cash-out refinance | 15 | 10 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Florida counties where Point Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Bay County | 20 | 29 | 0.9% |
| Miami-Dade County | 24 | 124 | 0.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology