Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in California · HMDA 2025

Pulte Mortgage LLC mortgages in California

Pulte Mortgage LLC's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.

Pulte Mortgage LLC originated 895 owner-occupied single-family loans in California from 1,187 completed applications.

Its median conventional purchase loan costs were $390 versus $7,920 for all California lenders, at a median 30-year fixed rate of 5.75% (California: 6.625%).

Loans in CA
895
of 1,187 applications
Denial rate
24.4%
Purchase · CA 8.9%
Rate spread
−0.68 pts
Conv. · CA +0.09 pts
Loan amount
$645,000
Purchase · CA $575,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase1,18789524.4%5.750%−0.68 pts$390$645,000
Refinance00—————
Cash-out refinance00—————

*Conventional loans only; medians with at least 20 loans.

California counties where Pulte Mortgage LLC ranks in the top 25

CountyRankLoansMarket share
San Joaquin County81511.8%
Riverside County134141.5%
Placer County22671.1%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology