Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in North Carolina · HMDA 2025

Pulte Mortgage LLC mortgages in North Carolina

Pulte Mortgage LLC's 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.

Pulte Mortgage LLC originated 1,313 owner-occupied single-family loans in North Carolina from 1,440 completed applications.

Its median conventional purchase loan costs were $800 versus $4,840 for all North Carolina lenders, at a median 30-year fixed rate of 6.375% (North Carolina: 6.50%).

Loans in NC
1,313
of 1,440 applications
Denial rate
8.6%
Purchase · NC 7.6%
Rate spread
−0.32 pts
Conv. · NC +0.04 pts
Loan amount
$415,000
Purchase · NC $325,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase1,4401,3138.6%6.375%−0.32 pts$800$415,000
Refinance00—————
Cash-out refinance00—————

*Conventional loans only; medians with at least 20 loans.

North Carolina counties where Pulte Mortgage LLC ranks in the top 25

CountyRankLoansMarket share
Durham County51964.2%
Wake County64062.1%
Brunswick County71062.4%
Gaston County11781.8%
Union County15761.5%
Chatham County16211.6%
Mecklenburg County172531.4%
New Hanover County19491.5%
Johnston County23651.3%
Cabarrus County23461.0%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology