Lender in Connecticut · HMDA 2025
Rate mortgages in Connecticut
Rate's 2025 home-purchase and refinance lending in Connecticut, compared with all lenders in the state.
Rate originated 677 owner-occupied single-family loans in Connecticut from 747 completed applications, making it the state's #13 lender by volume.
Its median conventional purchase loan costs were $6,050 versus $5,920 for all Connecticut lenders, at a median 30-year fixed rate of 6.625% (Connecticut: 6.625%).
Loans in CT
677
of 747 applications
Denial rate
5.5%
Purchase · CT 7.5%
Rate spread
+0.20 pts
Conv. · CT +0.14 pts
Loan amount
$335,000
Purchase · CT $355,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 604 | 564 | 5.5% | 6.625% | +0.20 pts | $6,050 | $335,000 |
| Refinance | 67 | 63 | 6.0% | 6.375% | +0.00 pts | $4,660 | $365,000 |
| Cash-out refinance | 76 | 50 | 34.2% | 6.875% | +0.42 pts | $5,400 | $305,000 |
*Conventional loans only; medians with at least 20 loans.
Connecticut counties where Rate ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Northeastern Connecticut Planning Region | 2 | 129 | 8.3% |
| Naugatuck Valley Planning Region | 11 | 95 | 1.8% |
| Capitol Planning Region | 12 | 172 | 1.6% |
| South Central Connecticut Planning Region | 13 | 90 | 1.6% |
| Southeastern Connecticut Planning Region | 13 | 70 | 2.1% |
| Greater Bridgeport Planning Region | 23 | 33 | 1.1% |
| Northwest Hills Planning Region | 23 | 15 | 1.1% |
| Lower Connecticut River Valley Planning Region | 25 | 23 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology