Lender in Florida · HMDA 2025
Resicentral, LLC mortgages in Florida
Resicentral, LLC's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Resicentral, LLC originated 648 owner-occupied single-family loans in Florida from 720 completed applications.
Its median conventional purchase loan costs were $8,190 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.49% (Florida: 6.625%).
Loans in FL
648
of 720 applications
Denial rate
5.4%
Purchase · FL 12.8%
Rate spread
+0.17 pts
Conv. · FL +0.14 pts
Loan amount
$345,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 608 | 556 | 5.4% | 6.490% | +0.17 pts | $8,190 | $345,000 |
| Refinance | 49 | 38 | 8.2% | 6.125% | +0.03 pts | $7,270 | $405,000 |
| Cash-out refinance | 63 | 54 | 6.3% | 6.375% | +0.07 pts | $7,460 | $285,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where Resicentral, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Suwannee County | 17 | 3 | 1.3% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology