Lender in Minnesota · HMDA 2025
Resicentral, LLC mortgages in Minnesota
Resicentral, LLC's 2025 home-purchase and refinance lending in Minnesota, compared with all lenders in the state.
Resicentral, LLC originated 236 owner-occupied single-family loans in Minnesota from 255 completed applications.
Its median conventional purchase loan costs were $7,160 versus $5,100 for all Minnesota lenders, at a median 30-year fixed rate of 6.625% (Minnesota: 6.625%).
Loans in MN
236
of 255 applications
Denial rate
2.3%
Purchase · MN 5.2%
Rate spread
+0.21 pts
Conv. · MN +0.15 pts
Loan amount
$325,000
Purchase · MN $305,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 218 | 203 | 2.3% | 6.625% | +0.21 pts | $7,160 | $325,000 |
| Refinance | 31 | 28 | 3.2% | 6.125% | −0.02 pts | $8,300 | $315,000 |
| Cash-out refinance | 6 | 5 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology