Lender in South Dakota · HMDA 2025
Rocket Mortgage, LLC mortgages in South Dakota
Rocket Mortgage, LLC's 2025 home-purchase and refinance lending in South Dakota, compared with all lenders in the state.
Rocket Mortgage, LLC originated 494 owner-occupied single-family loans in South Dakota from 632 completed applications, making it the state's #3 lender by volume.
Its median conventional purchase loan costs were $5,560 versus $4,750 for all South Dakota lenders, at a median 30-year fixed rate of 6.75% (South Dakota: 6.49%).
Loans in SD
494
of 632 applications
Denial rate
17.7%
Purchase · SD 6.9%
Rate spread
+0.19 pts
Conv. · SD +0.03 pts
Loan amount
$265,000
Purchase · SD $285,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 124 | 101 | 17.7% | 6.750% | +0.19 pts | $5,560 | $265,000 |
| Refinance | 208 | 171 | 14.9% | 6.125% | +0.01 pts | $6,520 | $275,000 |
| Cash-out refinance | 300 | 222 | 24.0% | 6.875% | +0.62 pts | $7,050 | $215,000 |
*Conventional loans only; medians with at least 20 loans.
South Dakota counties where Rocket Mortgage, LLC ranks in the top 25
Showing the 30 counties where it ranks highest, of 47.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Custer County | 1 | 15 | 13.0% |
| Marshall County | 1 | 5 | 23.8% |
| Spink County | 1 | 4 | 16.7% |
| Potter County | 1 | 3 | 17.6% |
| Hyde County | 1 | 2 | 20.0% |
| Union County | 2 | 16 | 6.8% |
| Deuel County | 2 | 5 | 12.2% |
| Roberts County | 2 | 5 | 10.9% |
| Bon Homme County | 2 | 4 | 7.1% |
| Charles Mix County | 2 | 4 | 9.8% |
| Douglas County | 2 | 4 | 15.4% |
| Faulk County | 2 | 2 | 16.7% |
| Lyman County | 2 | 2 | 12.5% |
| Perkins County | 2 | 1 | 14.3% |
| Turner County | 3 | 7 | 6.0% |
| Beadle County | 3 | 6 | 4.1% |
| Brule County | 3 | 3 | 10.0% |
| Hand County | 3 | 3 | 15.8% |
| Walworth County | 3 | 3 | 8.8% |
| Clark County | 3 | 2 | 7.1% |
| Sully County | 3 | 2 | 11.8% |
| Brown County | 4 | 22 | 7.1% |
| Butte County | 4 | 12 | 7.9% |
| Hutchinson County | 4 | 5 | 6.2% |
| Lawrence County | 5 | 22 | 5.9% |
| Hughes County | 5 | 11 | 5.6% |
| Brookings County | 5 | 10 | 3.0% |
| Fall River County | 5 | 7 | 6.4% |
| Grant County | 5 | 3 | 3.8% |
| Kingsbury County | 5 | 3 | 5.1% |
- Rocket Mortgage, LLC nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology