Lender in Indiana · HMDA 2025
Royal United Mortgage LLC mortgages in Indiana
Royal United Mortgage LLC's 2025 home-purchase and refinance lending in Indiana, compared with all lenders in the state.
Royal United Mortgage LLC originated 401 owner-occupied single-family loans in Indiana from 512 completed applications.
Its median conventional purchase loan costs were $8,060 versus $3,350 for all Indiana lenders, at a median 30-year fixed rate of 6.625% (Indiana: 6.625%).
Loans in IN
401
of 512 applications
Denial rate
11.1%
Purchase · IN 7.4%
Rate spread
+0.38 pts
Conv. · IN +0.24 pts
Loan amount
$195,000
Purchase · IN $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 45 | 40 | 11.1% | 6.625% | +0.38 pts | $8,060 | $195,000 |
| Refinance | 467 | 361 | 20.3% | 6.875% | +0.92 pts | $7,180 | $115,000 |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Indiana counties where Royal United Mortgage LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Vermillion County | 9 | 6 | 2.5% |
| Grant County | 13 | 12 | 1.6% |
| Henry County | 16 | 10 | 1.5% |
| Randolph County | 17 | 4 | 1.3% |
| Jay County | 17 | 3 | 1.6% |
| Perry County | 17 | 2 | 0.9% |
| Shelby County | 19 | 13 | 1.7% |
| Cass County | 19 | 6 | 1.2% |
| Daviess County | 20 | 4 | 1.5% |
| Sullivan County | 20 | 3 | 1.4% |
| Tipton County | 22 | 3 | 1.2% |
| Blackford County | 24 | 2 | 1.4% |
| Warrick County | 25 | 6 | 0.5% |
| Marshall County | 25 | 4 | 0.8% |
| Starke County | 25 | 4 | 1.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology