Lender in Texas · HMDA 2025
Royal United Mortgage LLC mortgages in Texas
Royal United Mortgage LLC's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Royal United Mortgage LLC originated 891 owner-occupied single-family loans in Texas from 1,366 completed applications.
Loans in TX
891
of 1,366 applications
Denial rate
—
Purchase · TX 10.2%
Rate spread
—
Conv. · TX +0.09 pts
Loan amount
—
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 11 | 5 | — | — | — | — | — |
| Refinance | 1,355 | 886 | 31.6% | 7.000% | +1.17 pts | $8,510 | $125,000 |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Royal United Mortgage LLC ranks in the top 25
Showing the 30 counties where it ranks highest, of 40.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Floyd County | 3 | 2 | 10.0% |
| Irion County | 5 | 1 | 12.5% |
| Red River County | 6 | 4 | 4.6% |
| San Augustine County | 6 | 2 | 5.1% |
| Culberson County | 6 | 1 | 7.7% |
| Menard County | 6 | 1 | 16.7% |
| Zapata County | 8 | 2 | 4.9% |
| La Salle County | 8 | 1 | 10.0% |
| Refugio County | 9 | 2 | 3.9% |
| Hardeman County | 10 | 1 | 4.0% |
| Coleman County | 11 | 2 | 3.8% |
| Nolan County | 11 | 2 | 1.8% |
| Concho County | 11 | 1 | 6.3% |
| Garza County | 11 | 1 | 6.3% |
| Terry County | 12 | 3 | 4.4% |
| Fisher County | 12 | 1 | 4.5% |
| Hemphill County | 12 | 1 | 5.3% |
| Robertson County | 13 | 3 | 1.8% |
| Bosque County | 15 | 3 | 1.7% |
| Leon County | 15 | 3 | 1.9% |
| Dimmit County | 15 | 1 | 4.0% |
| Hall County | 15 | 1 | 4.0% |
| Wheeler County | 15 | 1 | 3.5% |
| Brown County | 16 | 4 | 1.3% |
| Kinney County | 16 | 1 | 4.3% |
| Morris County | 17 | 3 | 2.3% |
| McCulloch County | 17 | 1 | 2.9% |
| Hockley County | 18 | 3 | 1.5% |
| Uvalde County | 18 | 2 | 1.7% |
| Baylor County | 19 | 1 | 3.6% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology