Lender in Florida · HMDA 2025
Seacoast National Bank mortgages in Florida
Seacoast National Bank's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Seacoast National Bank originated 414 owner-occupied single-family loans in Florida from 498 completed applications.
Its median conventional purchase loan costs were $6,400 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.50% (Florida: 6.625%).
Loans in FL
414
of 498 applications
Denial rate
11.2%
Purchase · FL 12.8%
Rate spread
+0.21 pts
Conv. · FL +0.14 pts
Loan amount
$405,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 402 | 353 | 11.2% | 6.500% | +0.21 pts | $6,400 | $405,000 |
| Refinance | 41 | 26 | 36.6% | — | −0.08 pts | $4,290 | $305,000 |
| Cash-out refinance | 55 | 35 | 34.5% | 6.625% | −0.01 pts | $5,400 | $325,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where Seacoast National Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Gilchrist County | 4 | 9 | 5.4% |
| Levy County | 5 | 14 | 3.7% |
| Lafayette County | 7 | 1 | 4.0% |
| Highlands County | 9 | 32 | 2.3% |
| Dixie County | 10 | 2 | 2.8% |
| Martin County | 11 | 36 | 1.7% |
| Taylor County | 13 | 2 | 1.8% |
| Hamilton County | 19 | 1 | 1.6% |
| Columbia County | 20 | 5 | 0.9% |
| Franklin County | 20 | 1 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology