Lender in Alabama · HMDA 2025
ServisFirst Bank mortgages in Alabama
ServisFirst Bank's 2025 home-purchase and refinance lending in Alabama, compared with all lenders in the state.
ServisFirst Bank originated 331 owner-occupied single-family loans in Alabama from 346 completed applications.
Its median conventional purchase loan costs were $3,440 versus $4,370 for all Alabama lenders, at a median 30-year fixed rate of 6.50% (Alabama: 6.562%).
Loans in AL
331
of 346 applications
Denial rate
3.7%
Purchase · AL 9.1%
Rate spread
+0.02 pts
Conv. · AL +0.17 pts
Loan amount
$275,000
Purchase · AL $265,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 272 | 261 | 3.7% | 6.500% | +0.02 pts | $3,440 | $275,000 |
| Refinance | 50 | 47 | 6.0% | — | +0.21 pts | $5,450 | $525,000 |
| Cash-out refinance | 24 | 23 | 4.2% | — | +0.47 pts | $4,230 | $335,000 |
*Conventional loans only; medians with at least 20 loans.
Alabama counties where ServisFirst Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lee County | 14 | 56 | 2.0% |
| Houston County | 15 | 25 | 1.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology