Lender in Montana · HMDA 2025
Stockman Bank of Montana mortgages in Montana
Stockman Bank of Montana's 2025 home-purchase and refinance lending in Montana, compared with all lenders in the state.
Stockman Bank of Montana originated 1,033 owner-occupied single-family loans in Montana from 1,093 completed applications, making it the state's #2 lender by volume.
Its median conventional purchase loan costs were $6,360 versus $6,560 for all Montana lenders, at a median 30-year fixed rate of 6.50% (Montana: 6.625%).
Loans in MT
1,033
of 1,093 applications
Denial rate
2.7%
Purchase · MT 7.7%
Rate spread
+0.14 pts
Conv. · MT +0.15 pts
Loan amount
$325,000
Purchase · MT $365,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 914 | 883 | 2.7% | 6.500% | +0.14 pts | $6,360 | $325,000 |
| Refinance | 93 | 81 | 11.8% | 6.375% | +0.04 pts | $4,180 | $275,000 |
| Cash-out refinance | 86 | 69 | 19.8% | 6.625% | +0.19 pts | $5,800 | $255,000 |
*Conventional loans only; medians with at least 20 loans.
Montana counties where Stockman Bank of Montana ranks in the top 25
Showing the 30 counties where it ranks highest, of 50.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Cascade County | 1 | 227 | 19.1% |
| Custer County | 1 | 48 | 35.0% |
| Beaverhead County | 1 | 30 | 31.6% |
| Richland County | 1 | 30 | 27.5% |
| Glacier County | 1 | 15 | 34.1% |
| Pondera County | 1 | 7 | 14.9% |
| Toole County | 1 | 6 | 15.0% |
| Yellowstone County | 2 | 181 | 7.3% |
| Gallatin County | 2 | 110 | 7.7% |
| Lewis and Clark County | 2 | 86 | 8.3% |
| Teton County | 2 | 12 | 15.6% |
| Madison County | 2 | 9 | 6.8% |
| Musselshell County | 2 | 5 | 10.9% |
| Powder River County | 2 | 3 | 30.0% |
| Judith Basin County | 2 | 2 | 14.3% |
| Liberty County | 2 | 2 | 13.3% |
| Hill County | 3 | 17 | 11.1% |
| Jefferson County | 3 | 15 | 8.1% |
| Broadwater County | 3 | 14 | 8.8% |
| Fergus County | 3 | 11 | 10.1% |
| Dawson County | 3 | 9 | 11.8% |
| Chouteau County | 3 | 4 | 11.4% |
| Roosevelt County | 3 | 4 | 11.4% |
| Fallon County | 3 | 2 | 11.8% |
| Wheatland County | 3 | 2 | 15.4% |
| Treasure County | 3 | 1 | 25.0% |
| Wibaux County | 3 | 1 | 33.3% |
| Rosebud County | 4 | 3 | 7.9% |
| Meagher County | 4 | 2 | 14.3% |
| Garfield County | 4 | 1 | 16.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology