Lender in Alabama · HMDA 2025
Stockton Mortgage Corporation mortgages in Alabama
Stockton Mortgage Corporation's 2025 home-purchase and refinance lending in Alabama, compared with all lenders in the state.
Stockton Mortgage Corporation originated 893 owner-occupied single-family loans in Alabama from 983 completed applications, making it the state's #16 lender by volume.
Its median conventional purchase loan costs were $5,200 versus $4,370 for all Alabama lenders, at a median 30-year fixed rate of 6.75% (Alabama: 6.562%).
Loans in AL
893
of 983 applications
Denial rate
6.0%
Purchase · AL 9.1%
Rate spread
+0.30 pts
Conv. · AL +0.17 pts
Loan amount
$245,000
Purchase · AL $265,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 861 | 801 | 6.0% | 6.750% | +0.30 pts | $5,200 | $245,000 |
| Refinance | 39 | 31 | 17.9% | — | — | — | $275,000 |
| Cash-out refinance | 83 | 61 | 25.3% | 6.875% | +0.46 pts | $7,060 | $215,000 |
*Conventional loans only; medians with at least 20 loans.
Alabama counties where Stockton Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Conecuh County | 4 | 3 | 5.8% |
| Madison County | 5 | 271 | 3.5% |
| Cherokee County | 5 | 9 | 3.2% |
| Cullman County | 7 | 40 | 3.5% |
| Morgan County | 8 | 52 | 3.0% |
| Etowah County | 10 | 40 | 3.3% |
| Mobile County | 11 | 86 | 1.8% |
| Limestone County | 11 | 68 | 2.4% |
| Lawrence County | 13 | 8 | 2.4% |
| Escambia County | 13 | 5 | 1.8% |
| Talladega County | 15 | 13 | 1.5% |
| St. Clair County | 16 | 29 | 1.8% |
| DeKalb County | 16 | 14 | 2.0% |
| Choctaw County | 17 | 1 | 2.3% |
| Tuscaloosa County | 18 | 30 | 1.2% |
| Pickens County | 18 | 2 | 1.5% |
| Clarke County | 19 | 2 | 1.3% |
| Washington County | 21 | 2 | 1.7% |
| Winston County | 22 | 2 | 1.1% |
| Jefferson County | 25 | 76 | 1.0% |
- Stockton Mortgage Corporation nationwide
- Alabama mortgage market
- Stockton Mortgage Corporation in Kentucky
- Stockton Mortgage Corporation in Indiana
- Stockton Mortgage Corporation in Tennessee
- Stockton Mortgage Corporation in Georgia
- Stockton Mortgage Corporation in Mississippi
- Stockton Mortgage Corporation in Ohio
- Stockton Mortgage Corporation in Pennsylvania
- Stockton Mortgage Corporation in Florida
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology