Lender in Wisconsin · HMDA 2025
Summit Credit Union mortgages in Wisconsin
Summit Credit Union's 2025 home-purchase and refinance lending in Wisconsin, compared with all lenders in the state.
Summit Credit Union originated 2,778 owner-occupied single-family loans in Wisconsin from 3,175 completed applications, making it the state's #3 lender by volume.
Its median conventional purchase loan costs were $3,090 versus $3,230 for all Wisconsin lenders, at a median 30-year fixed rate of 6.625% (Wisconsin: 6.625%).
Loans in WI
2,778
of 3,175 applications
Denial rate
4.3%
Purchase · WI 6.2%
Rate spread
−0.04 pts
Conv. · WI +0.12 pts
Loan amount
$315,000
Purchase · WI $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,946 | 1,808 | 4.3% | 6.625% | −0.04 pts | $3,090 | $315,000 |
| Refinance | 596 | 474 | 11.4% | 6.125% | −0.13 pts | $1,120 | $225,000 |
| Cash-out refinance | 633 | 496 | 15.8% | 6.625% | +0.02 pts | $1,550 | $235,000 |
*Conventional loans only; medians with at least 20 loans.
Wisconsin counties where Summit Credit Union ranks in the top 25
Showing the 30 counties where it ranks highest, of 40.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Columbia County | 1 | 188 | 19.1% |
| Sauk County | 1 | 134 | 15.4% |
| Jefferson County | 1 | 131 | 11.4% |
| Dodge County | 1 | 110 | 8.7% |
| Marquette County | 1 | 34 | 16.8% |
| Dane County | 2 | 1,012 | 13.4% |
| Green County | 2 | 59 | 11.0% |
| Adams County | 2 | 17 | 6.5% |
| Rock County | 3 | 173 | 6.8% |
| Iowa County | 3 | 20 | 6.3% |
| Juneau County | 3 | 18 | 5.5% |
| Waukesha County | 5 | 245 | 3.8% |
| Richland County | 5 | 10 | 6.1% |
| Lafayette County | 5 | 8 | 4.3% |
| Waushara County | 8 | 7 | 2.1% |
| Green Lake County | 9 | 8 | 2.9% |
| Washington County | 10 | 60 | 2.7% |
| Grant County | 10 | 9 | 1.8% |
| Price County | 10 | 4 | 2.0% |
| Fond du Lac County | 11 | 36 | 2.4% |
| Portage County | 11 | 18 | 2.4% |
| Kewaunee County | 12 | 7 | 2.3% |
| Milwaukee County | 13 | 212 | 2.1% |
| Sheboygan County | 13 | 29 | 1.9% |
| Door County | 14 | 5 | 1.5% |
| Taylor County | 14 | 3 | 1.4% |
| Vilas County | 15 | 4 | 1.5% |
| Iron County | 15 | 1 | 1.4% |
| Ozaukee County | 16 | 26 | 1.9% |
| Langlade County | 16 | 2 | 0.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology