Lender in Ohio · HMDA 2025
Synergy One Lending, Inc. mortgages in Ohio
Synergy One Lending, Inc.'s 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
Synergy One Lending, Inc. originated 1,022 owner-occupied single-family loans in Ohio from 1,103 completed applications.
Its median conventional purchase loan costs were $6,130 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.75% (Ohio: 6.625%).
Loans in OH
1,022
of 1,103 applications
Denial rate
6.7%
Purchase · OH 7.1%
Rate spread
+0.43 pts
Conv. · OH +0.22 pts
Loan amount
$215,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,034 | 959 | 6.7% | 6.750% | +0.43 pts | $6,130 | $215,000 |
| Refinance | 23 | 22 | 4.3% | — | — | — | $195,000 |
| Cash-out refinance | 46 | 41 | 10.9% | 6.875% | +0.43 pts | $4,740 | $175,000 |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where Synergy One Lending, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Summit County | 9 | 190 | 2.6% |
| Cuyahoga County | 10 | 290 | 2.1% |
| Lake County | 10 | 84 | 2.3% |
| Medina County | 11 | 54 | 1.9% |
| Ashtabula County | 12 | 17 | 1.5% |
| Portage County | 13 | 34 | 1.8% |
| Geauga County | 14 | 17 | 1.4% |
| Vinton County | 16 | 1 | 1.0% |
| Lorain County | 21 | 58 | 1.1% |
| Stark County | 23 | 57 | 1.1% |
| Columbiana County | 24 | 8 | 0.8% |
| Wayne County | 25 | 10 | 0.8% |
| Crawford County | 25 | 3 | 0.7% |
- Synergy One Lending, Inc. nationwide
- Ohio mortgage market
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- Synergy One Lending, Inc. in Colorado
- Synergy One Lending, Inc. in Washington
- Synergy One Lending, Inc. in Oregon
- Synergy One Lending, Inc. in Idaho
- Synergy One Lending, Inc. in Illinois
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology