Lender in Colorado · HMDA 2025
Synergy One Lending, Inc. mortgages in Colorado
Synergy One Lending, Inc.'s 2025 home-purchase and refinance lending in Colorado, compared with all lenders in the state.
Synergy One Lending, Inc. originated 531 owner-occupied single-family loans in Colorado from 555 completed applications.
Its median conventional purchase loan costs were $4,920 versus $4,630 for all Colorado lenders, at a median 30-year fixed rate of 6.625% (Colorado: 6.50%).
Loans in CO
531
of 555 applications
Denial rate
2.4%
Purchase · CO 6.3%
Rate spread
+0.16 pts
Conv. · CO +0.04 pts
Loan amount
$465,000
Purchase · CO $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 455 | 441 | 2.4% | 6.625% | +0.16 pts | $4,920 | $465,000 |
| Refinance | 73 | 67 | 6.9% | 6.125% | −0.04 pts | $3,570 | $485,000 |
| Cash-out refinance | 27 | 23 | 14.8% | — | — | — | $425,000 |
*Conventional loans only; medians with at least 20 loans.
Colorado counties where Synergy One Lending, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Clear Creek County | 9 | 4 | 2.3% |
| Custer County | 10 | 2 | 2.2% |
| Lincoln County | 10 | 1 | 1.6% |
| Alamosa County | 11 | 1 | 1.2% |
| Denver County | 18 | 101 | 1.1% |
| Boulder County | 21 | 35 | 0.9% |
| Grand County | 21 | 3 | 1.0% |
| Chaffee County | 25 | 2 | 0.5% |
- Synergy One Lending, Inc. nationwide
- Colorado mortgage market
- Synergy One Lending, Inc. in Texas
- Synergy One Lending, Inc. in Ohio
- Synergy One Lending, Inc. in Louisiana
- Synergy One Lending, Inc. in California
- Synergy One Lending, Inc. in Washington
- Synergy One Lending, Inc. in Oregon
- Synergy One Lending, Inc. in Idaho
- Synergy One Lending, Inc. in Illinois
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology