Lender in New York · HMDA 2025
United Nations Federal Credit Union mortgages in New York
United Nations Federal Credit Union's 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.
United Nations Federal Credit Union originated 210 owner-occupied single-family loans in New York from 229 completed applications.
Its median conventional purchase loan costs were $4,730 versus $5,990 for all New York lenders, at a median 30-year fixed rate of 6.125% (New York: 6.50%).
Loans in NY
210
of 229 applications
Denial rate
6.9%
Purchase · NY 9.5%
Rate spread
−0.30 pts
Conv. · NY +0.07 pts
Loan amount
$525,000
Purchase · NY $375,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 202 | 185 | 6.9% | 6.125% | −0.30 pts | $4,730 | $525,000 |
| Refinance | 10 | 9 | — | — | — | — | — |
| Cash-out refinance | 17 | 16 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
New York counties where United Nations Federal Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| New York County | 18 | 58 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology