Lender in Virginia · HMDA 2025
United Nations Federal Credit Union mortgages in Virginia
United Nations Federal Credit Union's 2025 home-purchase and refinance lending in Virginia, compared with all lenders in the state.
United Nations Federal Credit Union originated 242 owner-occupied single-family loans in Virginia from 280 completed applications.
Its median conventional purchase loan costs were $5,170 versus $5,610 for all Virginia lenders.
Loans in VA
242
of 280 applications
Denial rate
8.8%
Purchase · VA 6.9%
Rate spread
−0.26 pts
Conv. · VA +0.10 pts
Loan amount
$765,000
Purchase · VA $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 136 | 123 | 8.8% | — | −0.26 pts | $5,170 | $765,000 |
| Refinance | 135 | 112 | 16.3% | — | −0.25 pts | $4,540 | $965,000 |
| Cash-out refinance | 9 | 7 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Virginia counties where United Nations Federal Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Loudoun County | 12 | 146 | 2.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology