Lender in Georgia · HMDA 2025
United Wholesale Mortgage (UWM) mortgages in Georgia
United Wholesale Mortgage (UWM)'s 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
United Wholesale Mortgage (UWM) originated 14,689 owner-occupied single-family loans in Georgia from 17,518 completed applications, making it the state's #1 lender by volume.
Its median conventional purchase loan costs were $7,290 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.624% (Georgia: 6.624%).
Loans in GA
14,689
of 17,518 applications
Denial rate
10.0%
Purchase · GA 9.9%
Rate spread
+0.17 pts
Conv. · GA +0.13 pts
Loan amount
$335,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 9,150 | 8,160 | 10.0% | 6.624% | +0.17 pts | $7,290 | $335,000 |
| Refinance | 5,036 | 4,099 | 13.4% | 6.125% | +0.01 pts | $7,340 | $375,000 |
| Cash-out refinance | 3,332 | 2,430 | 25.6% | 6.857% | +0.39 pts | $7,960 | $275,000 |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where United Wholesale Mortgage (UWM) ranks in the top 25
Showing the 30 counties where it ranks highest, of 152.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Gwinnett County | 1 | 1,621 | 13.1% |
| Fulton County | 1 | 1,284 | 9.3% |
| Cobb County | 1 | 1,151 | 10.7% |
| Forsyth County | 1 | 934 | 18.3% |
| DeKalb County | 1 | 844 | 9.2% |
| Cherokee County | 1 | 620 | 12.0% |
| Henry County | 1 | 429 | 9.0% |
| Chatham County | 1 | 423 | 9.3% |
| Hall County | 1 | 334 | 10.9% |
| Columbia County | 1 | 266 | 8.2% |
| Jackson County | 1 | 208 | 9.6% |
| Muscogee County | 1 | 207 | 9.3% |
| Barrow County | 1 | 202 | 9.4% |
| Walton County | 1 | 182 | 9.7% |
| Fayette County | 1 | 178 | 9.5% |
| Rockdale County | 1 | 172 | 10.3% |
| Dawson County | 1 | 118 | 13.7% |
| Clarke County | 1 | 117 | 12.0% |
| Troup County | 1 | 100 | 9.8% |
| Bulloch County | 1 | 99 | 11.6% |
| Dougherty County | 1 | 65 | 11.2% |
| Habersham County | 1 | 65 | 10.1% |
| Lumpkin County | 1 | 65 | 13.1% |
| Pierce County | 1 | 61 | 25.9% |
| Wayne County | 1 | 61 | 18.8% |
| Ware County | 1 | 60 | 20.9% |
| Pickens County | 1 | 59 | 8.6% |
| White County | 1 | 54 | 13.8% |
| Oconee County | 1 | 51 | 8.0% |
| Pike County | 1 | 50 | 15.7% |
- United Wholesale Mortgage (UWM) nationwide
- Georgia mortgage market
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology