Lender in Illinois · HMDA 2025
United Wholesale Mortgage (UWM) mortgages in Illinois
United Wholesale Mortgage (UWM)'s 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
United Wholesale Mortgage (UWM) originated 9,907 owner-occupied single-family loans in Illinois from 11,717 completed applications, making it the state's #1 lender by volume.
Its median conventional purchase loan costs were $6,640 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.782% (Illinois: 6.625%).
Loans in IL
9,907
of 11,717 applications
Denial rate
9.8%
Purchase · IL 9.2%
Rate spread
+0.41 pts
Conv. · IL +0.27 pts
Loan amount
$285,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 6,147 | 5,473 | 9.8% | 6.782% | +0.41 pts | $6,640 | $285,000 |
| Refinance | 3,704 | 3,154 | 11.6% | 6.375% | −0.01 pts | $3,540 | $355,000 |
| Cash-out refinance | 1,866 | 1,280 | 29.0% | 6.999% | +0.60 pts | $5,190 | $245,000 |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where United Wholesale Mortgage (UWM) ranks in the top 25
Showing the 30 counties where it ranks highest, of 87.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Will County | 1 | 960 | 9.1% |
| DuPage County | 1 | 950 | 8.5% |
| Lake County | 1 | 680 | 7.4% |
| Kane County | 1 | 554 | 7.6% |
| McHenry County | 1 | 457 | 8.7% |
| Kendall County | 1 | 243 | 9.3% |
| Cook County | 2 | 4,199 | 8.1% |
| Boone County | 2 | 42 | 6.3% |
| St. Clair County | 3 | 270 | 7.3% |
| Peoria County | 3 | 187 | 8.4% |
| Tazewell County | 3 | 147 | 8.4% |
| Grundy County | 3 | 46 | 5.7% |
| Carroll County | 3 | 8 | 5.9% |
| Madison County | 4 | 182 | 4.5% |
| Kankakee County | 4 | 66 | 5.1% |
| Johnson County | 4 | 6 | 7.1% |
| Henderson County | 4 | 3 | 6.7% |
| McLean County | 5 | 82 | 3.7% |
| Monroe County | 5 | 27 | 4.7% |
| DeKalb County | 6 | 59 | 4.1% |
| Ogle County | 6 | 28 | 4.1% |
| Woodford County | 6 | 25 | 4.8% |
| Lee County | 6 | 11 | 3.9% |
| Marshall County | 6 | 7 | 4.0% |
| Pike County | 6 | 5 | 7.2% |
| Schuyler County | 6 | 3 | 5.6% |
| Winnebago County | 7 | 129 | 3.7% |
| Effingham County | 7 | 12 | 4.2% |
| Bond County | 7 | 6 | 3.4% |
| White County | 7 | 4 | 3.2% |
- United Wholesale Mortgage (UWM) nationwide
- Illinois mortgage market
- United Wholesale Mortgage (UWM) in California
- United Wholesale Mortgage (UWM) in Florida
- United Wholesale Mortgage (UWM) in Texas
- United Wholesale Mortgage (UWM) in Michigan
- United Wholesale Mortgage (UWM) in Colorado
- United Wholesale Mortgage (UWM) in Arizona
- United Wholesale Mortgage (UWM) in Georgia
- United Wholesale Mortgage (UWM) in North Carolina
- United Wholesale Mortgage (UWM) in New York
- United Wholesale Mortgage (UWM) in Virginia
- United Wholesale Mortgage (UWM) in Washington
- United Wholesale Mortgage (UWM) in Ohio
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology