Lender in Connecticut · HMDA 2025
U.S. Bank, N.A. mortgages in Connecticut
U.S. Bank, N.A.'s 2025 home-purchase and refinance lending in Connecticut, compared with all lenders in the state.
U.S. Bank, N.A. originated 866 owner-occupied single-family loans in Connecticut from 925 completed applications, making it the state's #9 lender by volume.
Its median conventional purchase loan costs were $7,440 versus $5,920 for all Connecticut lenders, at a median 30-year fixed rate of 6.50% (Connecticut: 6.625%).
Loans in CT
866
of 925 applications
Denial rate
4.1%
Purchase · CT 7.5%
Rate spread
−0.10 pts
Conv. · CT +0.14 pts
Loan amount
$655,000
Purchase · CT $355,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 629 | 596 | 4.1% | 6.500% | −0.10 pts | $7,440 | $655,000 |
| Refinance | 253 | 236 | 4.0% | 6.125% | −0.17 pts | $5,530 | $1,075,000 |
| Cash-out refinance | 43 | 34 | 18.6% | — | −0.05 pts | $7,050 | $805,000 |
*Conventional loans only; medians with at least 20 loans.
Connecticut counties where U.S. Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Western Connecticut Planning Region | 1 | 514 | 8.0% |
| Greater Bridgeport Planning Region | 7 | 93 | 3.2% |
| Lower Connecticut River Valley Planning Region | 18 | 28 | 1.3% |
- U.S. Bank, N.A. nationwide
- Connecticut mortgage market
- U.S. Bank, N.A. in California
- U.S. Bank, N.A. in Illinois
- U.S. Bank, N.A. in Washington
- U.S. Bank, N.A. in Minnesota
- U.S. Bank, N.A. in Ohio
- U.S. Bank, N.A. in Missouri
- U.S. Bank, N.A. in Texas
- U.S. Bank, N.A. in Wisconsin
- U.S. Bank, N.A. in Kentucky
- U.S. Bank, N.A. in Florida
- U.S. Bank, N.A. in New York
- U.S. Bank, N.A. in Iowa
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology