Lender in Wisconsin · HMDA 2025
U.S. Bank, N.A. mortgages in Wisconsin
U.S. Bank, N.A.'s 2025 home-purchase and refinance lending in Wisconsin, compared with all lenders in the state.
U.S. Bank, N.A. originated 1,412 owner-occupied single-family loans in Wisconsin from 1,599 completed applications, making it the state's #12 lender by volume.
Its median conventional purchase loan costs were $3,060 versus $3,230 for all Wisconsin lenders, at a median 30-year fixed rate of 6.50% (Wisconsin: 6.625%).
Loans in WI
1,412
of 1,599 applications
Denial rate
9.0%
Purchase · WI 6.2%
Rate spread
+0.04 pts
Conv. · WI +0.12 pts
Loan amount
$255,000
Purchase · WI $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,116 | 1,003 | 9.0% | 6.500% | +0.04 pts | $3,060 | $255,000 |
| Refinance | 261 | 234 | 7.7% | 6.125% | −0.12 pts | $2,490 | $265,000 |
| Cash-out refinance | 222 | 175 | 17.6% | 6.875% | +0.32 pts | $2,790 | $185,000 |
*Conventional loans only; medians with at least 20 loans.
Wisconsin counties where U.S. Bank, N.A. ranks in the top 25
Showing the 30 counties where it ranks highest, of 39.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Portage County | 1 | 111 | 14.9% |
| Wood County | 2 | 67 | 7.5% |
| Burnett County | 2 | 18 | 8.6% |
| Fond du Lac County | 3 | 82 | 5.5% |
| Sheboygan County | 4 | 79 | 5.1% |
| Eau Claire County | 5 | 36 | 2.8% |
| Green Lake County | 5 | 13 | 4.8% |
| Marathon County | 6 | 61 | 3.2% |
| Waushara County | 6 | 13 | 3.9% |
| Marquette County | 6 | 9 | 4.4% |
| Columbia County | 8 | 24 | 2.4% |
| Winnebago County | 9 | 70 | 2.7% |
| Sawyer County | 9 | 5 | 2.8% |
| Polk County | 10 | 18 | 2.4% |
| Barron County | 10 | 17 | 2.9% |
| Oneida County | 10 | 9 | 2.3% |
| Manitowoc County | 11 | 27 | 2.3% |
| Chippewa County | 11 | 14 | 1.7% |
| Washburn County | 12 | 4 | 2.3% |
| Langlade County | 13 | 3 | 1.0% |
| Rock County | 15 | 42 | 1.6% |
| Brown County | 16 | 70 | 1.8% |
| Dunn County | 16 | 6 | 1.2% |
| Pepin County | 16 | 2 | 2.3% |
| Dane County | 17 | 88 | 1.2% |
| St. Croix County | 17 | 23 | 1.4% |
| Ozaukee County | 18 | 21 | 1.6% |
| Walworth County | 18 | 20 | 1.5% |
| Douglas County | 18 | 9 | 1.6% |
| Waukesha County | 19 | 106 | 1.6% |
- U.S. Bank, N.A. nationwide
- Wisconsin mortgage market
- U.S. Bank, N.A. in California
- U.S. Bank, N.A. in Illinois
- U.S. Bank, N.A. in Washington
- U.S. Bank, N.A. in Minnesota
- U.S. Bank, N.A. in Ohio
- U.S. Bank, N.A. in Missouri
- U.S. Bank, N.A. in Texas
- U.S. Bank, N.A. in Kentucky
- U.S. Bank, N.A. in Florida
- U.S. Bank, N.A. in New York
- U.S. Bank, N.A. in Connecticut
- U.S. Bank, N.A. in Iowa
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology