Lender in Arizona · HMDA 2025
Vantage West mortgages in Arizona
Vantage West's 2025 home-purchase and refinance lending in Arizona, compared with all lenders in the state.
Vantage West originated 231 owner-occupied single-family loans in Arizona from 262 completed applications.
Its median conventional purchase loan costs were $5,870 versus $6,470 for all Arizona lenders, at a median 30-year fixed rate of 6.375% (Arizona: 6.50%).
Loans in AZ
231
of 262 applications
Denial rate
2.6%
Purchase · AZ 8.2%
Rate spread
−0.14 pts
Conv. · AZ +0.11 pts
Loan amount
$305,000
Purchase · AZ $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 152 | 148 | 2.6% | 6.375% | −0.14 pts | $5,870 | $305,000 |
| Refinance | 34 | 28 | 17.6% | — | −0.27 pts | $3,120 | $375,000 |
| Cash-out refinance | 76 | 55 | 25.0% | — | −0.08 pts | $2,980 | $215,000 |
*Conventional loans only; medians with at least 20 loans.
Arizona counties where Vantage West ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Pima County | 24 | 161 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology