Lender in Missouri · HMDA 2025
Waterstone Mortgage Corporation mortgages in Missouri
Waterstone Mortgage Corporation's 2025 home-purchase and refinance lending in Missouri, compared with all lenders in the state.
Waterstone Mortgage Corporation originated 216 owner-occupied single-family loans in Missouri from 220 completed applications.
Its median conventional purchase loan costs were $3,830 versus $3,710 for all Missouri lenders, at a median 30-year fixed rate of 6.75% (Missouri: 6.625%).
Loans in MO
216
of 220 applications
Denial rate
1.0%
Purchase · MO 6.5%
Rate spread
+0.36 pts
Conv. · MO +0.24 pts
Loan amount
$235,000
Purchase · MO $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 207 | 205 | 1.0% | 6.750% | +0.36 pts | $3,830 | $235,000 |
| Refinance | 6 | 4 | — | — | — | — | — |
| Cash-out refinance | 7 | 7 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Missouri counties where Waterstone Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lafayette County | 16 | 9 | 1.5% |
| Jackson County | 21 | 127 | 1.2% |
| Cass County | 25 | 20 | 0.9% |
- Waterstone Mortgage Corporation nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology