Lender in Texas · HMDA 2025
Waterstone Mortgage Corporation mortgages in Texas
Waterstone Mortgage Corporation's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Waterstone Mortgage Corporation originated 404 owner-occupied single-family loans in Texas from 421 completed applications.
Its median conventional purchase loan costs were $7,840 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.75% (Texas: 6.50%).
Loans in TX
404
of 421 applications
Denial rate
2.5%
Purchase · TX 10.2%
Rate spread
+0.30 pts
Conv. · TX +0.09 pts
Loan amount
$305,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 395 | 380 | 2.5% | 6.750% | +0.30 pts | $7,840 | $305,000 |
| Refinance | 21 | 19 | 0.0% | — | — | — | — |
| Cash-out refinance | 5 | 5 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Waterstone Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Reeves County | 3 | 7 | 9.2% |
| Ector County | 8 | 73 | 3.4% |
| Knox County | 9 | 1 | 4.8% |
| Pecos County | 11 | 3 | 3.5% |
| Ward County | 14 | 2 | 2.1% |
| Winkler County | 14 | 1 | 2.4% |
| Andrews County | 17 | 3 | 1.3% |
| Gaines County | 22 | 3 | 1.1% |
- Waterstone Mortgage Corporation nationwide
- Texas mortgage market
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- Waterstone Mortgage Corporation in Florida
- Waterstone Mortgage Corporation in Oklahoma
- Waterstone Mortgage Corporation in Wisconsin
- Waterstone Mortgage Corporation in Arizona
- Waterstone Mortgage Corporation in Virginia
- Waterstone Mortgage Corporation in Idaho
- Waterstone Mortgage Corporation in Missouri
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology