Lender in Virginia · HMDA 2025
Capital Center, L.L.C. mortgages in Virginia
Capital Center, L.L.C.'s 2025 home-purchase and refinance lending in Virginia, compared with all lenders in the state.
Capital Center, L.L.C. originated 1,362 owner-occupied single-family loans in Virginia from 1,552 completed applications, making it the state's #21 lender by volume.
Its median conventional purchase loan costs were $0 versus $5,610 for all Virginia lenders, at a median 30-year fixed rate of 6.625% (Virginia: 6.625%).
Loans in VA
1,362
of 1,552 applications
Denial rate
5.2%
Purchase · VA 6.9%
Rate spread
+0.03 pts
Conv. · VA +0.10 pts
Loan amount
$345,000
Purchase · VA $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 655 | 621 | 5.2% | 6.625% | +0.03 pts | $0 | $345,000 |
| Refinance | 624 | 557 | 10.6% | 6.125% | −0.18 pts | $0 | $385,000 |
| Cash-out refinance | 273 | 184 | 32.2% | 6.750% | +0.12 pts | $0 | $285,000 |
*Conventional loans only; medians with at least 20 loans.
Virginia counties where Capital Center, L.L.C. ranks in the top 25
Showing the 30 counties where it ranks highest, of 44.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hanover County | 2 | 125 | 6.8% |
| Henrico County | 3 | 302 | 6.0% |
| Goochland County | 3 | 27 | 5.0% |
| Northumberland County | 3 | 9 | 4.4% |
| Chesterfield County | 4 | 257 | 3.7% |
| Richmond city | 5 | 97 | 3.9% |
| Powhatan County | 5 | 27 | 4.8% |
| New Kent County | 6 | 21 | 2.8% |
| Essex County | 6 | 5 | 3.1% |
| Buena Vista city | 6 | 2 | 2.7% |
| Emporia city | 6 | 2 | 4.3% |
| Northampton County | 8 | 3 | 2.1% |
| Albemarle County | 10 | 29 | 2.0% |
| Hopewell city | 10 | 7 | 1.7% |
| Charles City County | 10 | 2 | 2.1% |
| Nelson County | 11 | 3 | 1.9% |
| King and Queen County | 13 | 2 | 1.8% |
| Louisa County | 14 | 17 | 1.9% |
| Montgomery County | 15 | 12 | 1.4% |
| Amelia County | 15 | 4 | 2.0% |
| Franklin city | 15 | 2 | 1.1% |
| Richmond County | 15 | 1 | 1.4% |
| Dinwiddie County | 17 | 7 | 1.5% |
| King William County | 17 | 7 | 1.6% |
| Charlottesville city | 17 | 3 | 1.0% |
| Middlesex County | 18 | 2 | 1.1% |
| Sussex County | 18 | 1 | 1.1% |
| Brunswick County | 19 | 1 | 1.1% |
| Virginia Beach city | 20 | 64 | 0.9% |
| Caroline County | 21 | 8 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology