Lender in Alaska · HMDA 2025
Cornerstone Capital Bank, SSB mortgages in Alaska
Cornerstone Capital Bank, SSB's 2025 home-purchase and refinance lending in Alaska, compared with all lenders in the state.
Cornerstone Capital Bank, SSB originated 222 owner-occupied single-family loans in Alaska from 223 completed applications, making it the state's #8 lender by volume.
Its median conventional purchase loan costs were $9,350 versus $5,740 for all Alaska lenders, at a median 30-year fixed rate of 6.375% (Alaska: 6.50%).
Loans in AK
222
of 223 applications
Denial rate
0.5%
Purchase · AK 5.7%
Rate spread
+0.01 pts
Conv. · AK +0.06 pts
Loan amount
$365,000
Purchase · AK $375,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 215 | 214 | 0.5% | 6.375% | +0.01 pts | $9,350 | $365,000 |
| Refinance | 5 | 5 | — | — | — | — | — |
| Cash-out refinance | 3 | 3 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Alaska counties where Cornerstone Capital Bank, SSB ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Juneau City and Borough | 1 | 83 | 23.7% |
| Ketchikan Gateway Borough | 1 | 16 | 15.8% |
| Hoonah-Angoon Census Area | 2 | 1 | 33.3% |
| Kenai Peninsula Borough | 3 | 62 | 8.8% |
| Sitka City and Borough | 4 | 3 | 7.1% |
| Southeast Fairbanks Census Area | 5 | 7 | 6.9% |
| Prince of Wales-Hyder Census Area | 6 | 1 | 8.3% |
| Fairbanks North Star Borough | 8 | 35 | 2.7% |
- Cornerstone Capital Bank, SSB nationwide
- Alaska mortgage market
- Cornerstone Capital Bank, SSB in Texas
- Cornerstone Capital Bank, SSB in Washington
- Cornerstone Capital Bank, SSB in North Carolina
- Cornerstone Capital Bank, SSB in Colorado
- Cornerstone Capital Bank, SSB in Oklahoma
- Cornerstone Capital Bank, SSB in Idaho
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology