Lender in Texas · HMDA 2025
Cornerstone Capital Bank, SSB mortgages in Texas
Cornerstone Capital Bank, SSB's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Cornerstone Capital Bank, SSB originated 2,016 owner-occupied single-family loans in Texas from 2,079 completed applications.
Its median conventional purchase loan costs were $9,770 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.625% (Texas: 6.50%).
Loans in TX
2,016
of 2,079 applications
Denial rate
2.9%
Purchase · TX 10.2%
Rate spread
+0.20 pts
Conv. · TX +0.09 pts
Loan amount
$375,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,976 | 1,919 | 2.9% | 6.625% | +0.20 pts | $9,770 | $375,000 |
| Refinance | 68 | 65 | 2.9% | 6.375% | +0.09 pts | $6,520 | $405,000 |
| Cash-out refinance | 35 | 32 | 8.6% | 7.375% | +0.65 pts | $6,880 | $355,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Cornerstone Capital Bank, SSB ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Nolan County | 1 | 21 | 19.3% |
| Fisher County | 1 | 5 | 22.7% |
| Stonewall County | 2 | 1 | 33.3% |
| Crockett County | 4 | 1 | 10.0% |
| Burleson County | 8 | 7 | 3.0% |
| Lampasas County | 10 | 9 | 2.4% |
| Comanche County | 11 | 3 | 2.1% |
| Medina County | 12 | 22 | 2.2% |
| Kendall County | 12 | 17 | 1.7% |
| Comal County | 13 | 59 | 1.5% |
| Erath County | 14 | 5 | 1.4% |
| Hays County | 15 | 66 | 1.2% |
| Runnels County | 16 | 1 | 1.5% |
| Bell County | 18 | 105 | 1.4% |
| Scurry County | 18 | 2 | 1.7% |
| Wilson County | 19 | 9 | 1.2% |
| Brazoria County | 20 | 77 | 1.3% |
| Waller County | 21 | 22 | 1.1% |
| Bastrop County | 21 | 13 | 0.9% |
| Walker County | 23 | 6 | 1.1% |
| Grimes County | 23 | 4 | 1.0% |
| Bexar County | 24 | 273 | 1.0% |
| Ellis County | 24 | 59 | 1.2% |
| Dallas County | 25 | 187 | 0.9% |
- Cornerstone Capital Bank, SSB nationwide
- Texas mortgage market
- Cornerstone Capital Bank, SSB in Washington
- Cornerstone Capital Bank, SSB in North Carolina
- Cornerstone Capital Bank, SSB in Colorado
- Cornerstone Capital Bank, SSB in Oklahoma
- Cornerstone Capital Bank, SSB in Idaho
- Cornerstone Capital Bank, SSB in Alaska
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology