Lender in Washington · HMDA 2025
Cornerstone Capital Bank, SSB mortgages in Washington
Cornerstone Capital Bank, SSB's 2025 home-purchase and refinance lending in Washington, compared with all lenders in the state.
Cornerstone Capital Bank, SSB originated 1,110 owner-occupied single-family loans in Washington from 1,125 completed applications, making it the state's #23 lender by volume.
Its median conventional purchase loan costs were $8,260 versus $6,530 for all Washington lenders, at a median 30-year fixed rate of 6.625% (Washington: 6.625%).
Loans in WA
1,110
of 1,125 applications
Denial rate
1.0%
Purchase · WA 5.9%
Rate spread
+0.20 pts
Conv. · WA +0.10 pts
Loan amount
$545,000
Purchase · WA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 911 | 901 | 1.0% | 6.625% | +0.20 pts | $8,260 | $545,000 |
| Refinance | 181 | 179 | 1.1% | 6.500% | +0.12 pts | $5,020 | $605,000 |
| Cash-out refinance | 33 | 30 | 9.1% | — | +0.23 pts | $5,250 | $495,000 |
*Conventional loans only; medians with at least 20 loans.
Washington counties where Cornerstone Capital Bank, SSB ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Kittitas County | 4 | 35 | 5.2% |
| Skamania County | 6 | 7 | 4.4% |
| Ferry County | 11 | 1 | 2.6% |
| Clark County | 16 | 116 | 1.6% |
| Skagit County | 16 | 25 | 1.7% |
| Snohomish County | 17 | 169 | 1.5% |
| King County | 18 | 407 | 1.5% |
| Spokane County | 21 | 103 | 1.4% |
| Cowlitz County | 21 | 16 | 0.9% |
| Pacific County | 21 | 3 | 1.0% |
| Yakima County | 22 | 18 | 0.8% |
| Island County | 23 | 13 | 1.0% |
| Klickitat County | 25 | 2 | 0.9% |
- Cornerstone Capital Bank, SSB nationwide
- Washington mortgage market
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- Cornerstone Capital Bank, SSB in Colorado
- Cornerstone Capital Bank, SSB in Oklahoma
- Cornerstone Capital Bank, SSB in Idaho
- Cornerstone Capital Bank, SSB in Alaska
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology