Lender in Illinois · HMDA 2025
Delmar Financial Company mortgages in Illinois
Delmar Financial Company's 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
Delmar Financial Company originated 615 owner-occupied single-family loans in Illinois from 710 completed applications.
Its median conventional purchase loan costs were $3,290 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.875% (Illinois: 6.625%).
Loans in IL
615
of 710 applications
Denial rate
2.3%
Purchase · IL 9.2%
Rate spread
+0.41 pts
Conv. · IL +0.27 pts
Loan amount
$205,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 599 | 521 | 2.3% | 6.875% | +0.41 pts | $3,290 | $205,000 |
| Refinance | 87 | 72 | 1.1% | 6.375% | +0.19 pts | $3,040 | $285,000 |
| Cash-out refinance | 24 | 22 | 0.0% | — | — | — | $205,000 |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where Delmar Financial Company ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Marion County | 1 | 42 | 13.0% |
| Washington County | 1 | 12 | 10.1% |
| St. Clair County | 2 | 304 | 8.3% |
| Clinton County | 2 | 32 | 7.5% |
| Wayne County | 5 | 3 | 3.5% |
| Jefferson County | 6 | 14 | 5.3% |
| Monroe County | 9 | 13 | 2.3% |
| Clay County | 9 | 2 | 2.4% |
| Madison County | 11 | 136 | 3.4% |
| Jersey County | 11 | 8 | 2.6% |
| Randolph County | 12 | 4 | 1.5% |
| Adams County | 13 | 7 | 1.3% |
| Fayette County | 13 | 2 | 1.3% |
| Pike County | 15 | 1 | 1.5% |
| Macoupin County | 17 | 9 | 1.7% |
| Johnson County | 18 | 1 | 1.2% |
| Bond County | 19 | 2 | 1.1% |
| Franklin County | 24 | 2 | 0.6% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology