Lender in South Carolina · HMDA 2025
Delmar Financial Company mortgages in South Carolina
Delmar Financial Company's 2025 home-purchase and refinance lending in South Carolina, compared with all lenders in the state.
Delmar Financial Company originated 235 owner-occupied single-family loans in South Carolina from 286 completed applications.
Its median conventional purchase loan costs were $4,830 versus $5,190 for all South Carolina lenders, at a median 30-year fixed rate of 6.625% (South Carolina: 6.624%).
Loans in SC
235
of 286 applications
Denial rate
1.6%
Purchase · SC 8.8%
Rate spread
+0.20 pts
Conv. · SC +0.12 pts
Loan amount
$265,000
Purchase · SC $295,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 248 | 206 | 1.6% | 6.625% | +0.20 pts | $4,830 | $265,000 |
| Refinance | 13 | 9 | — | — | — | — | — |
| Cash-out refinance | 25 | 20 | 0.0% | — | — | — | $265,000 |
*Conventional loans only; medians with at least 20 loans.
South Carolina counties where Delmar Financial Company ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Saluda County | 11 | 3 | 2.2% |
| Newberry County | 15 | 6 | 1.7% |
| Bamberg County | 19 | 1 | 1.5% |
| Clarendon County | 22 | 3 | 1.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology