Lender in Missouri · HMDA 2025
Delmar Financial Company mortgages in Missouri
Delmar Financial Company's 2025 home-purchase and refinance lending in Missouri, compared with all lenders in the state.
Delmar Financial Company originated 617 owner-occupied single-family loans in Missouri from 700 completed applications.
Its median conventional purchase loan costs were $4,250 versus $3,710 for all Missouri lenders, at a median 30-year fixed rate of 6.625% (Missouri: 6.625%).
Loans in MO
617
of 700 applications
Denial rate
1.7%
Purchase · MO 6.5%
Rate spread
+0.21 pts
Conv. · MO +0.24 pts
Loan amount
$275,000
Purchase · MO $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 527 | 456 | 1.7% | 6.625% | +0.21 pts | $4,250 | $275,000 |
| Refinance | 133 | 123 | 0.8% | 6.490% | +0.03 pts | $2,680 | $315,000 |
| Cash-out refinance | 40 | 38 | 2.5% | 6.990% | +0.35 pts | $2,820 | $255,000 |
*Conventional loans only; medians with at least 20 loans.
Missouri counties where Delmar Financial Company ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| St. Louis city | 9 | 81 | 2.6% |
| Shelby County | 10 | 1 | 3.6% |
| St. Louis County | 11 | 243 | 1.8% |
| Cape Girardeau County | 12 | 25 | 2.4% |
| Marion County | 12 | 6 | 1.7% |
| St. Charles County | 17 | 131 | 1.7% |
| Daviess County | 19 | 1 | 0.9% |
| Morgan County | 24 | 2 | 0.9% |
| Lincoln County | 25 | 12 | 1.0% |
| Macon County | 25 | 1 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology