Lender in Florida · HMDA 2025
DHI Mortgage Company, Ltd. mortgages in Florida
DHI Mortgage Company, Ltd.'s 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
DHI Mortgage Company, Ltd. originated 10,795 owner-occupied single-family loans in Florida from 13,151 completed applications, making it the state's #3 lender by volume.
Its median conventional purchase loan costs were $3,590 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 5.50% (Florida: 6.625%).
Loans in FL
10,795
of 13,151 applications
Denial rate
17.1%
Purchase · FL 12.8%
Rate spread
−0.97 pts
Conv. · FL +0.14 pts
Loan amount
$335,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 13,145 | 10,794 | 17.1% | 5.500% | −0.97 pts | $3,590 | $335,000 |
| Refinance | 5 | 0 | — | — | — | — | — |
| Cash-out refinance | 1 | 1 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Florida counties where DHI Mortgage Company, Ltd. ranks in the top 25
Showing the 30 counties where it ranks highest, of 36.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Bay County | 1 | 500 | 14.8% |
| Santa Rosa County | 1 | 449 | 10.3% |
| Alachua County | 1 | 220 | 8.1% |
| Walton County | 1 | 161 | 9.6% |
| Wakulla County | 1 | 126 | 18.3% |
| Gulf County | 1 | 34 | 19.1% |
| Polk County | 2 | 868 | 6.7% |
| Manatee County | 2 | 742 | 9.3% |
| Osceola County | 2 | 643 | 9.1% |
| Escambia County | 2 | 369 | 8.1% |
| Flagler County | 2 | 252 | 8.7% |
| Washington County | 2 | 29 | 10.3% |
| Pasco County | 3 | 988 | 7.9% |
| Marion County | 3 | 437 | 5.4% |
| Orange County | 3 | 437 | 3.0% |
| Volusia County | 3 | 396 | 4.6% |
| Okaloosa County | 3 | 244 | 6.4% |
| Hernando County | 3 | 175 | 3.9% |
| Hillsborough County | 4 | 550 | 3.0% |
| Lake County | 4 | 252 | 3.4% |
| Charlotte County | 4 | 189 | 4.4% |
| Hendry County | 4 | 21 | 4.4% |
| St. Johns County | 5 | 371 | 5.1% |
| Clay County | 5 | 165 | 4.2% |
| Sumter County | 5 | 122 | 3.4% |
| Duval County | 6 | 351 | 2.6% |
| Brevard County | 6 | 276 | 2.5% |
| Indian River County | 6 | 70 | 2.8% |
| Lee County | 7 | 417 | 3.0% |
| St. Lucie County | 7 | 148 | 2.2% |
- DHI Mortgage Company, Ltd. nationwide
- Florida mortgage market
- DHI Mortgage Company, Ltd. in Texas
- DHI Mortgage Company, Ltd. in North Carolina
- DHI Mortgage Company, Ltd. in South Carolina
- DHI Mortgage Company, Ltd. in Georgia
- DHI Mortgage Company, Ltd. in California
- DHI Mortgage Company, Ltd. in Arizona
- DHI Mortgage Company, Ltd. in Alabama
- DHI Mortgage Company, Ltd. in Tennessee
- DHI Mortgage Company, Ltd. in Nevada
- DHI Mortgage Company, Ltd. in Washington
- DHI Mortgage Company, Ltd. in Indiana
- DHI Mortgage Company, Ltd. in Utah
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology