Lender in North Carolina · HMDA 2025
DHI Mortgage Company, Ltd. mortgages in North Carolina
DHI Mortgage Company, Ltd.'s 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
DHI Mortgage Company, Ltd. originated 4,562 owner-occupied single-family loans in North Carolina from 5,561 completed applications, making it the state's #5 lender by volume.
Its median conventional purchase loan costs were $2,490 versus $4,840 for all North Carolina lenders, at a median 30-year fixed rate of 5.50% (North Carolina: 6.50%).
Loans in NC
4,562
of 5,561 applications
Denial rate
17.1%
Purchase · NC 7.6%
Rate spread
−0.95 pts
Conv. · NC +0.04 pts
Loan amount
$325,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 5,557 | 4,562 | 17.1% | 5.500% | −0.95 pts | $2,490 | $325,000 |
| Refinance | 3 | 0 | — | — | — | — | — |
| Cash-out refinance | 1 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
North Carolina counties where DHI Mortgage Company, Ltd. ranks in the top 25
Showing the 30 counties where it ranks highest, of 37.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Brunswick County | 1 | 456 | 10.5% |
| Henderson County | 1 | 188 | 10.9% |
| Craven County | 1 | 168 | 8.5% |
| Pender County | 1 | 132 | 9.5% |
| Lee County | 1 | 120 | 10.5% |
| Alamance County | 2 | 278 | 9.6% |
| Moore County | 2 | 157 | 6.8% |
| Rockingham County | 2 | 105 | 7.9% |
| Catawba County | 3 | 222 | 7.8% |
| Davidson County | 3 | 183 | 6.5% |
| Pitt County | 3 | 144 | 6.4% |
| Haywood County | 3 | 72 | 8.2% |
| Davie County | 3 | 50 | 6.9% |
| Iredell County | 4 | 238 | 6.2% |
| Lincoln County | 4 | 82 | 4.9% |
| Gaston County | 5 | 176 | 4.0% |
| Randolph County | 5 | 65 | 3.6% |
| Cleveland County | 5 | 45 | 3.7% |
| Lenoir County | 5 | 24 | 4.7% |
| Yadkin County | 5 | 11 | 2.9% |
| Guilford County | 6 | 231 | 3.5% |
| Harnett County | 6 | 160 | 4.0% |
| Nash County | 6 | 68 | 4.9% |
| Carteret County | 7 | 43 | 4.0% |
| Stokes County | 7 | 25 | 4.0% |
| Franklin County | 8 | 34 | 2.2% |
| Wake County | 9 | 355 | 1.8% |
| Buncombe County | 9 | 66 | 2.2% |
| Columbus County | 9 | 7 | 1.9% |
| Wayne County | 10 | 47 | 2.8% |
- DHI Mortgage Company, Ltd. nationwide
- North Carolina mortgage market
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- DHI Mortgage Company, Ltd. in South Carolina
- DHI Mortgage Company, Ltd. in Georgia
- DHI Mortgage Company, Ltd. in California
- DHI Mortgage Company, Ltd. in Arizona
- DHI Mortgage Company, Ltd. in Alabama
- DHI Mortgage Company, Ltd. in Tennessee
- DHI Mortgage Company, Ltd. in Nevada
- DHI Mortgage Company, Ltd. in Washington
- DHI Mortgage Company, Ltd. in Indiana
- DHI Mortgage Company, Ltd. in Utah
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology