Lender in Alabama · HMDA 2025
DHI Mortgage Company, Ltd. mortgages in Alabama
DHI Mortgage Company, Ltd.'s 2025 home-purchase and refinance lending in Alabama, compared with all lenders in the state.
DHI Mortgage Company, Ltd. originated 2,193 owner-occupied single-family loans in Alabama from 2,862 completed applications, making it the state's #4 lender by volume.
Its median conventional purchase loan costs were $2,150 versus $4,370 for all Alabama lenders, at a median 30-year fixed rate of 5.50% (Alabama: 6.562%).
Loans in AL
2,193
of 2,862 applications
Denial rate
22.2%
Purchase · AL 9.1%
Rate spread
−1.06 pts
Conv. · AL +0.17 pts
Loan amount
$295,000
Purchase · AL $265,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,858 | 2,192 | 22.2% | 5.500% | −1.06 pts | $2,150 | $295,000 |
| Refinance | 3 | 1 | — | — | — | — | — |
| Cash-out refinance | 1 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Alabama counties where DHI Mortgage Company, Ltd. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Baldwin County | 1 | 633 | 12.5% |
| Mobile County | 2 | 288 | 6.1% |
| Shelby County | 2 | 230 | 5.5% |
| Tuscaloosa County | 2 | 164 | 6.5% |
| St. Clair County | 2 | 103 | 6.3% |
| Henry County | 2 | 20 | 7.8% |
| Limestone County | 4 | 115 | 4.1% |
| Madison County | 6 | 267 | 3.5% |
| Cullman County | 6 | 40 | 3.5% |
| Montgomery County | 10 | 91 | 3.6% |
| Elmore County | 10 | 39 | 2.6% |
| Pike County | 11 | 8 | 2.8% |
| Jefferson County | 16 | 137 | 1.7% |
| Jackson County | 16 | 7 | 1.3% |
| Houston County | 22 | 17 | 1.2% |
| Marshall County | 22 | 13 | 1.0% |
- DHI Mortgage Company, Ltd. nationwide
- Alabama mortgage market
- DHI Mortgage Company, Ltd. in Texas
- DHI Mortgage Company, Ltd. in Florida
- DHI Mortgage Company, Ltd. in North Carolina
- DHI Mortgage Company, Ltd. in South Carolina
- DHI Mortgage Company, Ltd. in Georgia
- DHI Mortgage Company, Ltd. in California
- DHI Mortgage Company, Ltd. in Arizona
- DHI Mortgage Company, Ltd. in Tennessee
- DHI Mortgage Company, Ltd. in Nevada
- DHI Mortgage Company, Ltd. in Washington
- DHI Mortgage Company, Ltd. in Indiana
- DHI Mortgage Company, Ltd. in Utah
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology