Lender in Kentucky · HMDA 2025
Fairway Independent Mortgage Corporation mortgages in Kentucky
Fairway Independent Mortgage Corporation's 2025 home-purchase and refinance lending in Kentucky, compared with all lenders in the state.
Fairway Independent Mortgage Corporation originated 449 owner-occupied single-family loans in Kentucky from 514 completed applications.
Its median conventional purchase loan costs were $5,040 versus $4,000 for all Kentucky lenders, at a median 30-year fixed rate of 6.875% (Kentucky: 6.625%).
Loans in KY
449
of 514 applications
Denial rate
12.8%
Purchase · KY 8.2%
Rate spread
+0.49 pts
Conv. · KY +0.21 pts
Loan amount
$265,000
Purchase · KY $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 437 | 377 | 12.8% | 6.875% | +0.49 pts | $5,040 | $265,000 |
| Refinance | 63 | 61 | 3.2% | 6.625% | +0.40 pts | $1,650 | $375,000 |
| Cash-out refinance | 14 | 11 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Kentucky counties where Fairway Independent Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Spencer County | 5 | 12 | 3.4% |
| Oldham County | 7 | 32 | 2.7% |
| Jefferson County | 9 | 232 | 2.1% |
| Bullitt County | 10 | 36 | 2.3% |
| Nelson County | 10 | 22 | 2.7% |
| Trimble County | 10 | 3 | 3.4% |
| Shelby County | 12 | 14 | 1.8% |
| Gallatin County | 14 | 2 | 2.4% |
| Breckinridge County | 18 | 2 | 1.2% |
| Boone County | 24 | 21 | 0.8% |
- Fairway Independent Mortgage Corporation nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology