Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Michigan · HMDA 2025

Fairway Independent Mortgage Corporation mortgages in Michigan

Fairway Independent Mortgage Corporation's 2025 home-purchase and refinance lending in Michigan, compared with all lenders in the state.

Fairway Independent Mortgage Corporation originated 266 owner-occupied single-family loans in Michigan from 287 completed applications.

Its median conventional purchase loan costs were $4,830 versus $4,140 for all Michigan lenders, at a median 30-year fixed rate of 6.625% (Michigan: 6.625%).

Loans in MI
266
of 287 applications
Denial rate
5.5%
Purchase · MI 7.8%
Rate spread
+0.33 pts
Conv. · MI +0.23 pts
Loan amount
$225,000
Purchase · MI $245,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase2542365.5%6.625%+0.33 pts$4,830$225,000
Refinance1918—————
Cash-out refinance1412—————

*Conventional loans only; medians with at least 20 loans.

Michigan counties where Fairway Independent Mortgage Corporation ranks in the top 25

CountyRankLoansMarket share
Iron County821.4%
Schoolcraft County1412.4%
Berrien County17191.1%
Montcalm County20131.4%
Charlevoix County2020.9%
Mackinac County2011.8%
Branch County2330.6%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology