Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Utah · HMDA 2025

Fairway Independent Mortgage Corporation mortgages in Utah

Fairway Independent Mortgage Corporation's 2025 home-purchase and refinance lending in Utah, compared with all lenders in the state.

Fairway Independent Mortgage Corporation originated 749 owner-occupied single-family loans in Utah from 770 completed applications, making it the state's #13 lender by volume.

Its median conventional purchase loan costs were $5,690 versus $6,400 for all Utah lenders, at a median 30-year fixed rate of 6.625% (Utah: 6.50%).

Loans in UT
749
of 770 applications
Denial rate
1.7%
Purchase · UT 6.5%
Rate spread
+0.18 pts
Conv. · UT +0.05 pts
Loan amount
$465,000
Purchase · UT $435,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase6336211.7%6.625%+0.18 pts$5,690$465,000
Refinance102974.9%6.125%+0.01 pts$6,180$495,000
Cash-out refinance353111.4%6.875%+0.34 pts$4,570$455,000

*Conventional loans only; medians with at least 20 loans.

Utah counties where Fairway Independent Mortgage Corporation ranks in the top 25

CountyRankLoansMarket share
Summit County5253.9%
Salt Lake County103582.4%
Davis County12981.9%
Weber County14831.7%
Wasatch County15141.9%
Box Elder County17161.4%
San Juan County2011.4%
Carbon County2130.9%
Grand County2311.5%
Utah County241020.9%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology