Lender in Georgia · HMDA 2025
FBC Mortgage, LLC mortgages in Georgia
FBC Mortgage, LLC's 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
FBC Mortgage, LLC originated 252 owner-occupied single-family loans in Georgia from 270 completed applications.
Its median conventional purchase loan costs were $7,200 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.625% (Georgia: 6.624%).
Loans in GA
252
of 270 applications
Denial rate
5.0%
Purchase · GA 9.9%
Rate spread
+0.13 pts
Conv. · GA +0.13 pts
Loan amount
$375,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 241 | 227 | 5.0% | 6.625% | +0.13 pts | $7,200 | $375,000 |
| Refinance | 18 | 17 | — | — | — | — | — |
| Cash-out refinance | 11 | 8 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where FBC Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| McDuffie County | 6 | 9 | 4.0% |
| Richmond County | 16 | 34 | 1.5% |
| Barrow County | 17 | 29 | 1.4% |
| Walton County | 17 | 23 | 1.2% |
| Appling County | 21 | 1 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology