Lender in North Carolina · HMDA 2025
FBC Mortgage, LLC mortgages in North Carolina
FBC Mortgage, LLC's 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
FBC Mortgage, LLC originated 300 owner-occupied single-family loans in North Carolina from 316 completed applications.
Its median conventional purchase loan costs were $5,920 versus $4,840 for all North Carolina lenders, at a median 30-year fixed rate of 6.375% (North Carolina: 6.50%).
Loans in NC
300
of 316 applications
Denial rate
3.6%
Purchase · NC 7.6%
Rate spread
−0.03 pts
Conv. · NC +0.04 pts
Loan amount
$365,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 309 | 294 | 3.6% | 6.375% | −0.03 pts | $5,920 | $365,000 |
| Refinance | 4 | 3 | — | — | — | — | — |
| Cash-out refinance | 3 | 3 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
North Carolina counties where FBC Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Nash County | 7 | 45 | 3.2% |
| Duplin County | 11 | 7 | 2.0% |
| Avery County | 22 | 1 | 0.7% |
| Harnett County | 24 | 37 | 0.9% |
| Wayne County | 24 | 13 | 0.8% |
| Craven County | 25 | 13 | 0.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology