Lender in Florida · HMDA 2025
FBC Mortgage, LLC mortgages in Florida
FBC Mortgage, LLC's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
FBC Mortgage, LLC originated 2,697 owner-occupied single-family loans in Florida from 2,914 completed applications, making it the state's #17 lender by volume.
Its median conventional purchase loan costs were $7,070 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.49% (Florida: 6.625%).
Loans in FL
2,697
of 2,914 applications
Denial rate
6.8%
Purchase · FL 12.8%
Rate spread
+0.07 pts
Conv. · FL +0.14 pts
Loan amount
$355,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,797 | 2,594 | 6.8% | 6.490% | +0.07 pts | $7,070 | $355,000 |
| Refinance | 64 | 54 | 14.1% | 6.375% | +0.05 pts | $5,050 | $425,000 |
| Cash-out refinance | 53 | 49 | 7.5% | 6.875% | +0.29 pts | $6,410 | $365,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where FBC Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Palm Beach County | 6 | 350 | 2.2% |
| Bay County | 6 | 121 | 3.6% |
| Orange County | 8 | 242 | 1.6% |
| Seminole County | 8 | 108 | 1.9% |
| Walton County | 10 | 24 | 1.4% |
| Escambia County | 11 | 80 | 1.7% |
| Gilchrist County | 11 | 3 | 1.8% |
| Osceola County | 12 | 134 | 1.9% |
| Sumter County | 12 | 43 | 1.2% |
| Volusia County | 13 | 121 | 1.4% |
| Highlands County | 13 | 24 | 1.7% |
| Polk County | 14 | 190 | 1.5% |
| Lake County | 15 | 116 | 1.6% |
| Brevard County | 16 | 155 | 1.4% |
| Flagler County | 16 | 36 | 1.2% |
| Manatee County | 17 | 91 | 1.1% |
| Hardee County | 17 | 2 | 1.3% |
| St. Lucie County | 18 | 79 | 1.2% |
| Citrus County | 21 | 25 | 0.9% |
| Pasco County | 23 | 112 | 0.9% |
| Sarasota County | 23 | 59 | 0.8% |
| Okaloosa County | 24 | 31 | 0.8% |
| Taylor County | 24 | 1 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology