Lender in Georgia · HMDA 2025
First Community Mortgage, Inc. mortgages in Georgia
First Community Mortgage, Inc.'s 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
First Community Mortgage, Inc. originated 459 owner-occupied single-family loans in Georgia from 557 completed applications.
Its median conventional purchase loan costs were $6,570 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.625% (Georgia: 6.624%).
Loans in GA
459
of 557 applications
Denial rate
6.5%
Purchase · GA 9.9%
Rate spread
+0.30 pts
Conv. · GA +0.13 pts
Loan amount
$315,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 418 | 354 | 6.5% | 6.625% | +0.30 pts | $6,570 | $315,000 |
| Refinance | 92 | 70 | 8.7% | 6.500% | +0.21 pts | $7,440 | $395,000 |
| Cash-out refinance | 47 | 35 | 12.8% | — | +0.35 pts | $6,030 | $315,000 |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where First Community Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Gilmer County | 6 | 12 | 2.6% |
| Towns County | 6 | 7 | 3.7% |
| Bulloch County | 15 | 12 | 1.4% |
| Union County | 15 | 6 | 1.4% |
| Jones County | 15 | 5 | 1.6% |
| Pike County | 15 | 5 | 1.6% |
| Bleckley County | 16 | 2 | 1.5% |
| Coweta County | 21 | 30 | 1.1% |
| Fayette County | 22 | 20 | 1.1% |
| Whitfield County | 24 | 12 | 1.2% |
| Wilkinson County | 25 | 1 | 1.6% |
- First Community Mortgage, Inc. nationwide
- Georgia mortgage market
- First Community Mortgage, Inc. in Tennessee
- First Community Mortgage, Inc. in Ohio
- First Community Mortgage, Inc. in Michigan
- First Community Mortgage, Inc. in Florida
- First Community Mortgage, Inc. in Virginia
- First Community Mortgage, Inc. in Alabama
- First Community Mortgage, Inc. in Pennsylvania
- First Community Mortgage, Inc. in Kentucky
- First Community Mortgage, Inc. in Indiana
- First Community Mortgage, Inc. in North Carolina
- First Community Mortgage, Inc. in Arkansas
- First Community Mortgage, Inc. in Mississippi
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology