Lender in Tennessee · HMDA 2025
First Community Mortgage, Inc. mortgages in Tennessee
First Community Mortgage, Inc.'s 2025 home-purchase and refinance lending in Tennessee, compared with all lenders in the state.
First Community Mortgage, Inc. originated 2,210 owner-occupied single-family loans in Tennessee from 2,605 completed applications, making it the state's #8 lender by volume.
Its median conventional purchase loan costs were $6,180 versus $5,320 for all Tennessee lenders, at a median 30-year fixed rate of 6.50% (Tennessee: 6.624%).
Loans in TN
2,210
of 2,605 applications
Denial rate
5.1%
Purchase · TN 7.7%
Rate spread
+0.10 pts
Conv. · TN +0.11 pts
Loan amount
$275,000
Purchase · TN $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,093 | 1,776 | 5.1% | 6.500% | +0.10 pts | $6,180 | $275,000 |
| Refinance | 202 | 171 | 7.9% | 6.500% | +0.02 pts | $5,900 | $315,000 |
| Cash-out refinance | 310 | 263 | 7.4% | 6.625% | +0.13 pts | $5,290 | $215,000 |
*Conventional loans only; medians with at least 20 loans.
Tennessee counties where First Community Mortgage, Inc. ranks in the top 25
Showing the 30 counties where it ranks highest, of 65.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Bedford County | 1 | 120 | 14.2% |
| Benton County | 1 | 50 | 21.4% |
| Henderson County | 1 | 47 | 16.3% |
| Weakley County | 1 | 35 | 10.7% |
| Decatur County | 1 | 21 | 15.9% |
| Moore County | 1 | 21 | 16.9% |
| Haywood County | 1 | 15 | 9.6% |
| Coffee County | 2 | 72 | 7.6% |
| Franklin County | 2 | 66 | 9.4% |
| Chester County | 2 | 16 | 7.1% |
| Lincoln County | 3 | 45 | 8.1% |
| Carroll County | 3 | 43 | 11.5% |
| Rutherford County | 4 | 275 | 4.4% |
| Madison County | 4 | 65 | 5.5% |
| Gibson County | 4 | 46 | 6.4% |
| Henry County | 4 | 38 | 8.9% |
| Giles County | 4 | 31 | 6.4% |
| Rhea County | 4 | 21 | 4.6% |
| Hardin County | 4 | 19 | 5.9% |
| McNairy County | 4 | 17 | 5.6% |
| Maury County | 5 | 77 | 3.2% |
| Houston County | 5 | 8 | 5.8% |
| Tipton County | 6 | 41 | 4.6% |
| Lawrence County | 6 | 19 | 3.3% |
| Wayne County | 6 | 5 | 3.5% |
| Cheatham County | 7 | 22 | 2.7% |
| Macon County | 7 | 13 | 3.2% |
| Humphreys County | 7 | 8 | 2.5% |
| Stewart County | 7 | 7 | 3.2% |
| Crockett County | 8 | 7 | 4.0% |
- First Community Mortgage, Inc. nationwide
- Tennessee mortgage market
- First Community Mortgage, Inc. in Ohio
- First Community Mortgage, Inc. in Michigan
- First Community Mortgage, Inc. in Florida
- First Community Mortgage, Inc. in Virginia
- First Community Mortgage, Inc. in Georgia
- First Community Mortgage, Inc. in Alabama
- First Community Mortgage, Inc. in Pennsylvania
- First Community Mortgage, Inc. in Kentucky
- First Community Mortgage, Inc. in Indiana
- First Community Mortgage, Inc. in North Carolina
- First Community Mortgage, Inc. in Arkansas
- First Community Mortgage, Inc. in Mississippi
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology