Lender in Pennsylvania · HMDA 2025
First Community Mortgage, Inc. mortgages in Pennsylvania
First Community Mortgage, Inc.'s 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
First Community Mortgage, Inc. originated 369 owner-occupied single-family loans in Pennsylvania from 412 completed applications.
Its median conventional purchase loan costs were $5,230 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.625% (Pennsylvania: 6.625%).
Loans in PA
369
of 412 applications
Denial rate
3.1%
Purchase · PA 6.7%
Rate spread
+0.24 pts
Conv. · PA +0.17 pts
Loan amount
$235,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 358 | 322 | 3.1% | 6.625% | +0.24 pts | $5,230 | $235,000 |
| Refinance | 22 | 20 | 0.0% | — | — | — | $245,000 |
| Cash-out refinance | 32 | 27 | 9.4% | — | +0.79 pts | $6,770 | $195,000 |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where First Community Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Huntingdon County | 6 | 11 | 3.7% |
| Mifflin County | 7 | 13 | 3.5% |
| Erie County | 15 | 52 | 2.1% |
| Northumberland County | 17 | 13 | 1.9% |
| Cumberland County | 19 | 51 | 1.5% |
| Wyoming County | 19 | 3 | 1.4% |
- First Community Mortgage, Inc. nationwide
- Pennsylvania mortgage market
- First Community Mortgage, Inc. in Tennessee
- First Community Mortgage, Inc. in Ohio
- First Community Mortgage, Inc. in Michigan
- First Community Mortgage, Inc. in Florida
- First Community Mortgage, Inc. in Virginia
- First Community Mortgage, Inc. in Georgia
- First Community Mortgage, Inc. in Alabama
- First Community Mortgage, Inc. in Kentucky
- First Community Mortgage, Inc. in Indiana
- First Community Mortgage, Inc. in North Carolina
- First Community Mortgage, Inc. in Arkansas
- First Community Mortgage, Inc. in Mississippi
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology