Lender in Maryland · HMDA 2025
First National Bank of Pennsylvania mortgages in Maryland
First National Bank of Pennsylvania's 2025 home-purchase and refinance lending in Maryland, compared with all lenders in the state.
First National Bank of Pennsylvania originated 696 owner-occupied single-family loans in Maryland from 836 completed applications.
Its median conventional purchase loan costs were $6,570 versus $6,150 for all Maryland lenders, at a median 30-year fixed rate of 6.625% (Maryland: 6.625%).
Loans in MD
696
of 836 applications
Denial rate
14.9%
Purchase · MD 8.6%
Rate spread
+0.09 pts
Conv. · MD +0.14 pts
Loan amount
$465,000
Purchase · MD $405,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 730 | 620 | 14.9% | 6.625% | +0.09 pts | $6,570 | $465,000 |
| Refinance | 91 | 65 | 26.4% | — | −0.09 pts | $0 | $375,000 |
| Cash-out refinance | 15 | 11 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Maryland counties where First National Bank of Pennsylvania ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Baltimore County | 9 | 170 | 1.8% |
| Howard County | 11 | 74 | 1.8% |
| Harford County | 13 | 82 | 2.1% |
| Baltimore city | 18 | 81 | 1.4% |
- First National Bank of Pennsylvania nationwide
- Maryland mortgage market
- First National Bank of Pennsylvania in North Carolina
- First National Bank of Pennsylvania in Pennsylvania
- First National Bank of Pennsylvania in Ohio
- First National Bank of Pennsylvania in Virginia
- First National Bank of Pennsylvania in South Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology